FinTech

Payments · Mobile2025

N-Cash is an innovative payment application designed to provide secure, efficient, and versatile transaction solutions. It features sound-based Tap n Pay technology for nearby payments without requiring WiFi, plus wallet top-ups, money transfers, utility bills, and robust security with seamless API integration — redefining convenience in digital payments.

FlutterFirebase
Showcase

A closer look at N-Cash

Selected screens across the product — from marketing surfaces to in-app flows.

Mobile
Native iOS & Android flows
N-Cash welcome screen highlighting Tap n Pay sound-based payments and wallet features
Welcome
Challenges

01

Payments without connectivity

Challenge

Users still needed to pay in areas with weak or no WiFi — QR and card rails alone left offline and proximity moments uncovered.

Solution

Built Tap n Pay sound-based nearby payments with online/offline wallet states so users could receive and pay without relying on a network for the handshake.

02

Trust in a digital wallet

Challenge

Moving money required clear security cues and simple auth without burying privacy controls three screens deep.

Solution

Shipped phone-based authentication with privacy links and transparent balance, received, and paid summaries on the payment home.

03

More than peer transfers

Challenge

A wallet that only sent money felt incomplete next to everyday needs like top-ups, utilities, and bank loads in local markets.

Solution

Unified services for top-up, bank and N-Cash transfer, utilities (NEA, Khanepani), flights, and QR, plus add-to-wallet via banking and cards.

04

API-ready payment rails

Challenge

Partners needed a product that could plug into banking and billing backends without fragile one-off integrations.

Solution

Designed the app around secure, versatile transaction APIs so sound payments, transfers, and bill services shared one consistent payment layer.

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